An Exclusive Benefit for Members of:

       
Independent Community Bankers Association of New Mexico  Independent Banks of
South Carolina 
Community Bankers of
Washington 
Independent Bankers
Association of Texas 

Legal Ease

Legal Ease is a ‘question of the week’ chosen from actual calls and emails received by our compliance team. Specific questions posed by community bankers are answered in an easy to understand format. Citations to relevant regulations and commentary are routinely provided. A ‘compliance tip’ is usually included at the bottom of each Legal Ease as a best practice or something to watch out for. Past Legal Ease are included in a searchable archive here


Question of the Week

Customer gets a SMS text message fraud alert that her debit card is being used at merchant ‘XYZ.’ The fraud alert asks if this is a legitimate transaction. Customer responds with a ‘yes.’ Customer received their statement and is now disputing that transaction and several subsequent transactions. Is the customer liable for these transactions since she responded in the affirmative to the fraud alerts?

Learn the answer here.

Compliance Roundtables

The Compliance Adviser Quarterly Hot Topics Roundtable - 1:00 PM - 2:00 PM CST on the dates (Thursdays) noted below.

Thursday June 27th - Register here.
Thursday September 19th - Register here.
Thursday December 19th - Register here.

Featured Resources

Latest Guidelines Latest Overviews 
  • Consumer Purpose Loans
  • Federal Regulatory References
  • Alterations
  • Midnight Deadline to Return


Click here to view and download all guidelines and overviews in the archive.